Star Extra Protect–Add on Cover
Star Extra Protect – Add on Cover
Add on Cover: Get the limits of your base policy enhanced with an affordable premium
Modern Treatment: Expenses are covered up to the Sum Insured of the Base policy if there is an admissible claim under the base policy
Claim Guard: Get cover for non-medical items if there is an admissible claim under your base policy
IMPORTANT HIGHLIGHTS
Enhanced Room RentThis cover enhances the room, boarding and nursing expenses as per the limits mentioned in the policy clause.
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Claim Guard (Coverage for Non-medical Items(Consumables))If there is an admissible claim under the base policy, then the expenses for non-medical items specified in this Add on Cover will become payable.
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Enhanced Limit for Modern TreatmentsThe listed modern treatments that are covered in the base policy will become payable up to the Sum Insured of the base policy.
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AYUSH TreatmentMedical expenses for In-patient Hospitalization incurred on treatment under Ayurveda, Unani, Siddha and Homeopathy systems of medicines in a AYUSH Hospital is payable up to sum insured (including Cumulative bonus if available) under the Base Policy.
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Home Care TreatmentExpenses incurred on home care treatment for the specified conditions as mentioned in the policy clause are covered up to 10% of the Sum Insured of the base policy subject to the maximum of Rs. 5,00,000/- in a policy year.
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Bonus GuardI) Cumulative bonus available under Base Policy will not be reduced at the time of renewals unless the bonus is utilized. II) On full utilization of Sum Insured and nil utilization of cumulative bonus accrued, such cumulative bonus so granted under the Base Policy will not be reduced III) On full utilization of Sum Insured and partial utilization of cumulative bonus accrued, the cumulative bonus granted under the Base Policy on renewal will be the balance cumulative bonus available IV) On full utilization of Sum Insured and full utilization of cumulative bonus accrued, the cumulative bonus granted under the Base Policy on renewal will be “nil”
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Please refer to the Policy Documents to know the policy details and Terms & Conditions.
SECTION II
Option to Choose Aggregate DeductibleDiscount on premium is available if the insured person chooses any of the deductible listed in the policy clause.
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Please refer to the Policy Documents to know the policy details and Terms & Conditions.