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Star Hospital Cash Insurance Policy

Lump-Sum Benefit for Hospitalisation: Designed to provide daily cash benefit for incidental expenses on hospitalisation 

ICU Hospital Cash: Get up to 200% of the hospital cash amount (per day) in case of ICU hospitalisation 

Accident Hospital Cash: Get up to 150% of the hospital cash amount every 24 hours of hospitalisation in case of accidents

                                                                        IMPORTANT HIGHLIGHTS

 

Sickness Hospital Cash

Daily hospital cash due to sickness is provided up to the hospital cash amount for the maximum number of days chosen by the insured. Under Basic plan, one day deductible is applicable.

Accident Hospital Cash

Daily hospital cash due to accidents is provided up to 150% of the hospital cash amount opted by the insured person for the maximum number of days chosen by the insured.

ICU Hospital Cash

Daily hospital cash for ICU expenses due to sickness or injury is provided up to 200% of the hospital cash amount opted by the insured person. The maximum number of hospital cash days varies between individual and floater policies.

Convalescence Hospital Cash

In case of hospitalisation beyond 5 consecutive days, one day additional hospital cash amount is provided as convalescence hospital cash.

Child Birth Hospital Cash

Female insured persons are eligible to avail daily hospital cash benefit towards childbirth after a waiting period of 2 years from the first commencement of this policy.

Worldwide Hospital Cash

In case of hospitalisation towards illness or injury outside India, 200% of daily hospital cash amount subject to maximum number of days chosen by the insured person is provided.

Day Care Procedures

Expenses incurred for the specified day care treatments mentioned in the policy clause are covered up to five times in a policy year.
Please refer to the Policy Documents to know the policy details and Terms & Conditions.
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