Star Critical Illness Multipay Insurance Policy – aasthainsurers

Star Critical Illness Multipay Insurance Policy


Policy Term This policy can be availed for a term of one, two or three years.
Pre-Medical Examination Pre-acceptance medical screening is not required to avail this policy by those who are aged below 50 years. However, those who are aged above 50 years and those who have adverse medical history need to undergo pre-medical screening.
Sum Insured The minimum Sum Insured of this policy is Rs. 5,00,000/- and the maximum is Rs. 25,00,000/- (in the multiples of Rs. 1,00,000/-). 1) For Earning persons -12 times of yearly income for 18 – 35 yrs age and 10 times of yearly income for above 35 yrs age. The maximum Sum Insured cannot exceed Rs.25 lakhs. 2) For Non-Earning persons – Maximum up to 15 lakhs. Non-earning Sum Insured cannot be more than the Sum Insured for the primary member.
Wide Critical Illness Cover This wide critical illness cover is used for major critical illnesses grouped into four categories.
Cancer Cover This policy provides lump sum cover for Cancer related major diseases.
Heart Disease Cover This policy provides lump sum cover for major heart related conditions.
Brain & Nervous System This policy provides lump sum cover for critical illnesses related to brain and nervous system.
Major Organ & Other Conditions This policy provides lump sum cover for critical illnesses related to major organs and other conditions.
Instalment Options The policy premium can be paid on a quarterly or half-yearly basis. It can also be paid on an annual, biennial (once in 2 years) and triennial (once in 3 years) basis.

Please refer to the Policy Documents to know the policy details and Terms & Conditions.