Star Special Care

Policy Type

This policy provides benefits only on an Individual basis.

Policy Term

This policy can be availed for a term of one year.

In-Patient Hospitalisation

Hospitalisation expenses incurred for a period of more than 24 hours are covered.

Post-Hospitalisation

Post-hospitalisation medical expenses incurred up to 60 days from the date of discharge from the hospital are covered up to 7% of the hospitalisation expenses or actuals.

Room Rent

Room, boarding and nursing expenses incurred during in-patient hospitalisation are covered up to Rs. 5,000/- per day.

Shared Accommodation

Expenses incurred on occupying a shared accommodation by the insured person are covered up to Rs.500/- per day subject to a maximum of Rs.2,000/- per hospitalisation and Rs.10,000/- per policy period.

Emergency Ambulance

Ambulance charges for the transportation of an insured person by private ambulance are covered up to Rs. 750/- per hospitalisation and Rs. 1500/- per policy period.

Day Care Procedures

Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.

Co-Payment

This policy is subjected to co-payment of 20% of each and every claim amount for fresh as well as renewal policies.

Modern Treatment

Expenses incurred for Modern treatments such as Robotic Surgeries, Oral Chemotherapy, etc., are payable to the extent of the limits mentioned in the policy clause.

AYUSH Treatment

Medical expenses for Inpatient Hospitalization incurred on treatment under Ayurveda, Unani, Sidha and Homeopathy systems of medicines in a AYUSH Hospital is payable up to the sum insured.

Sub-Limits

The policy is subjected to sub-limits for certain procedures and treatments as mentioned in the policy clause.

Please refer to the Policy Documents to know the policy details and Terms & Conditions.