Star Micro Rural and Farmers Care – aasthainsurers

Star Micro Rural and Farmers Care


Policy Term This policy can be availed for a term of one year.
Entry Age Any person aged between 18 and 65 years can avail this policy. Under the Floater basis, up to 2 dependent children aged between 12 months and 25 years are covered.
In-patient Hospitalisation Hospitalisation expenses incurred for a period of more than 24 hours on account of  illness, injury or accidents are covered.
Room Rent Room, boarding and nursing expenses are covered up to 1% of the Sum Insured per day.
ICU Charges ICU charges at actuals are covered under this policy.
Day Care Procedures Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.
Modern Treatment Modern treatment expenses are payable up to the limits mentioned in the policy clause.
Co-payment This policy is subjected to a Co-payment of 20% of each and every admissible claim amount, for fresh as well as for the policies subsequently renewed for insured persons whose age at the time of entry into this policy is 61 years and above.
AYUSH Treatment Medical expenses for Inpatient Hospitalization incurred on treatment under Ayurveda, Unani, Sidha and Homeopathy systems of medicines in a AYUSH Hospital is payable up to the sum insured.
Cataract treatment Cataract treatments are covered up to Rs. 10,000/- per eye and up to Rs. 15,000/- per policy period.
Instalment Options Policyholders can pay their premiums either on a quarterly or half-yearly basis. It can also be paid annually.
Lifelong Renewal This policy offers a lifelong renewal option.

Please refer to the Policy Documents to know the policy details and Terms & Conditions.